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Title Insurance is like a life preserver

October 21st, 2008 by Scott Lauri | no responses

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Title insurance is like a life preserver on a boat. You will probably never need it, but if you do, you will be very glad that it is there! How does title insurance work, and how does it protect you in the home buying process?

A title search will be ordered before you buy a home, to make sure that the sellers legally own the property, and that no one else has a legal interest in the home. The title company will also check through the ownership records for any liens, easements or other encumbrances on the title. This search should turn up any transactions that may not appear on the public record, such as an unsound transfer that occurred many years ago. Title insurance protects you against future claims against your home.

Your real estate agent can give you more specific information about the cost of title insurance and the types of coverage available in your area.Read this online and get more information: Your Life Preserver.

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The Author: Scott Lauri
About: Scott Lauri is broker/owner of ERA Absolute Realty a full service real estate company in Central New Jersey. He has over 10 years of Real Estate industry experience dealing with peoples real estate needs for buying and selling homes and investment properties. He is interested in helping people realize the dream of home ownership and wealth building and has worked with 100s of clients over the years. Scott is a member of the National Association of Realtor (NAR) and a graduate of Rider University. He enjoys skiing and spending his free time with his family.

This entry was posted by Scott Lauri, on Tuesday, October 21st, 2008 at 8:03 am and is filed under Featured, Home Buyers. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response on the right, or trackback from your own site.