Mindblown: a blog about philosophy.
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New Jersey: Among America’s Priciest States for Living
Consider multiple factors like salaries, housing prices, and everyday resources when choosing a place to live. New Jersey has an avg Cost of Living Index of 118.6, with rent being the biggest expense for newcomers.
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NJ’s Monmouth: High Tax Zones
5. Sea Girt Borough: Average residential property value: ~$2.8 Property tax: ~$14K4. Loch Arbour Village: Average residential property value: ~$2.8 Property tax: ~$11K
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Zero-down mortgages are making a comeback
A new zero-percent down mortgage program has been launched by a major lender, allowing buyers to pay 97% of the home's value with a first mortgage and the remaining 3% in a second mortgage. Some experts are concerned about potential risks if home prices drop, leading to homeowners being underwater. Continue to full article
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Maintain Your Home, Save on Insurance
Proper home maintenance can prevent claims and keep premiums low, and it includes cleaning gutters, maintaining sump pumps, and salting driveways in winterBundling your home, auto, and other insurance policies with the same company can lead to discounts.
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Happy Father’s Day
Approximately 2.5 billion Father's Day cards are sent each year. Neckties have become a popular traditional gift for Father's Day. "World's Greatest Dad" is a popular Father's Day phrase. Breakfast in bed is a common Father's Day treat. Wishing a fantastic Father's Day to all the dads who strive to be the best versions of…
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Happy Flag Day
Flag Day is the American flag's birthday party every June 14th! Flag Day was proclaimed in 1916 but officially recognized in 1949. Talk about a late celebration! Betsy Ross, a seamstress, sewed the first flag. Imagine if designers today made flag-inspired outfits!
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New Jersey Residents Shell out the Most in Lifetime Taxes
A recent study showed residents in New Jersey pay the highest lifetime taxes in the US. Garden State residents pay an avg of ~$987K over their lifetime.
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Early-Q2 Inventory Uptick: NJ Counties Homebound
Passaic County: – Median price: ↑ 8.3% yearly to $487,500 – New listings: ↑ 14.3% yearly to 302 Essex County: – Median home price: ↑ 16.4% yearly to $582,250 – New listings: ↑ 4.7% yearly to 490
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Changes in New Jersey’s Foreclosure Sale Process
New Jersey has enacted changes to the sheriff's foreclosure sale process, mainly to protect residential homeowners.The 2019 amendments require foreclosure sales to be conducted within 150 days of receiving a writ of execution.
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5 States Where Homebuyers Could Save More Than $100K by Comparison Shopping for a Mortgage
High mortgage rates are hindering many potential homebuyers' dreams of homeownership. A study by LendingTree reveals that by comparing rates from different lenders, borrowers could save an average of $76,410 over a 30-year loan. The savings can exceed $100,000 in states like California, New Jersey, Hawaii, Washington, and Minnesota. Even in states with lower savings…
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