How to buy a house with no down payment

Buying a house can be a financial milestone, but the down payment can be a barrier. Government-backed loans like VA and USDA loans require no down payment. Down payment assistance programs from state and local agencies offer grants and loans. Alternative options include seller financing, lease-to-own agreements, and co-borrowing. Strengthening credit, managing finances, and getting pre-approved are crucial steps. With proper planning, achieving homeownership without a down payment is possible through various strategies and programs.