Category: Uncategorized
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Buying Your First Home? Here Are 16 Tips to Buy Like a Pro
A family is buying and moving into a new house, which requires careful planning and saving. Tips include researching first-time home buyer programs, starting to save early, calculating all initial costs, preparing your credit score, deciding on affordability, exploring mortgage options, getting pre-approved, gathering loan paperwork, choosing the right real estate agent, making a wishlist,…
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Mortgage Rates Ease For Second Straight Week
Mortgage rates dropped this week, with the average rate for a 30-year home loan now close to 7%, down from 6.99% to 6.95%. A year ago, the rate was at 6.69%. Factors affecting mortgage rates include the bond market response to the Federal Reserve's interest rate policy and changes in the 10-year Treasury yield, which…
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Is Buying A House Still A Good Investment?
Bankrate, through its Financial Review Board, offers expert advice on financial decisions, particularly in real estate. It educates consumers on making smart choices in the housing market. Despite increasing costs, home buying is still seen as a good investment due to appreciation and equity building. Homeownership is viewed as a significant achievement by many Americans,…
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Happy Fourth of July
To all great Americans around the world, a very Happy Fourth of July to you all. This day is incredibly significant as the day the United States officially became its own nation. Let’s celebrate America’s birthday with festivals, parades, fireworks and other festive activities.The 4th of July marks the day America became a country where…
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Charting New Jersey’s Property Tax
Effective Tax Rate: 1.64% Average Home Value: $577,821
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Top 5 NJ Towns With the Most Expensive Property Taxes
Tavistock Borough, Camden County Property taxes: $38K Millburn Township, Essex County Property taxes: $25K
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Discover NJ’s Budget-Friendly Living Wage
Living wage for a family of four: $104,770 Ranked 41st least expensive state for families.
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Getting a mortgage at a young age
If you're young and considering buying a home, ensure you're financially prepared. Factors to consider include credit history, employment stability, future plans, and potential assistance programs. It's essential to assess your readiness and make informed decisions before taking the leap into homeownership. Continue to full article
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NJ Seniors to Get up to 50% Tax Cut
NJ's Stay NJ law aims to cut property taxes for seniors earning <$500K by up to 50%. If implemented, seniors could save a maximum of $6.5K on property taxes starting in 2026.
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Live Like a Local: Top Spots to Call Home in New Jersey
Princeton: – Population: ~31K – Median home value: ~$971K – Median rent: $2,320 Princeton Junction: – Population: 2,022 – Median home value: ~$634K – Median rent: $1,286