Mindblown: a blog about philosophy.

  • $27M Boost for NJ Affordable Housing Construction

    $27M Boost for NJ Affordable Housing Construction

    The Murphy administration allocates $27M for affordable housing projects in NJ. The initiative includes 87 affordable rental and homeownership units, targeting smaller projects with 25 or fewer units.

  • Understanding Low-Income Housing in New Jersey

    Understanding Low-Income Housing in New Jersey

    The New Jersey Housing and Mortgage Finance Agency (NJHMFA) sets income criteria for low-income housing eligibility. Income limits for a family of 3 in New Jersey: – Very low: <$42,700 – Low: $42,700-$68,350 – Moderate: $68,350-$109,350

  • Mortgage Rate Trends This Week: March 21, 2024

    Mortgage Rate Trends This Week: March 21, 2024

    The average 30-year fixed mortgage rate increased to 6.87% this week from 6.74% last week. The 15-year fixed mortgage rate also rose to 6.21% from 6.16% last week. Mortgage demand decreased, with both purchase and refinance activity dropping. Factors affecting rates include inflation and the federal funds rate. Consider your financial stability, long-term plans, and…

  • New Listings of Homes for Sale in NJ Dropped Again in Early Q1

    New Listings of Homes for Sale in NJ Dropped Again in Early Q1

    New Jersey's Real Estate market saw a decrease in listed homes yearly in January. January 2024 saw 6,088 newly listed homes in New Jersey, ↓ 5.93% yearly.

  • 9 Cheap Housing Alternatives to Renting and Buying

    Elderly people or those with disabilities may find someone to help with daily tasks in exchange for a place to stay. Families hire live-in nannies for childcare and housework. Property managers get free housing and a salary. Staying with friends or family can save on housing costs. Cruise ship employees and resort workers receive housing.…

  • How to Apply for NJ Low-Income Housing Program

    How to Apply for NJ Low-Income Housing Program

    The administration oversees the Statewide Open Enrollment Site for the Section 8 Housing Choice Voucher Program in NJ. The program aims to offer housing subsidies to low-income residents, assisting them in finding affordable houses.

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