Mindblown: a blog about philosophy.
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Live Like a Local: Top Spots to Call Home in New Jersey
Princeton: – Population: ~31K – Median home value: ~$971K – Median rent: $2,320 Princeton Junction: – Population: 2,022 – Median home value: ~$634K – Median rent: $1,286
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Living Expenses: NJ vs NYC
Lower cost of living in New Jersey compared to NYC, including groceries and gym memberships. Affordable housing market in New Jersey offers larger living spaces for less money.
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Why Are Mortgage Rates Stuck at Such High Levels?
The current average 30-year mortgage rate is 7.09%, leading to fewer buyers due to high costs and elevated home prices. Mortgage rates have increased significantly since 2022, but the Federal Reserve plans to cut rates in 2024, potentially lowering mortgage rates. To secure the best mortgage rate, shop around, improve credit score, and keep debts…
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New Jersey: Among America’s Priciest States for Living
Consider multiple factors like salaries, housing prices, and everyday resources when choosing a place to live. New Jersey has an avg Cost of Living Index of 118.6, with rent being the biggest expense for newcomers.
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NJ’s Monmouth: High Tax Zones
5. Sea Girt Borough: Average residential property value: ~$2.8 Property tax: ~$14K4. Loch Arbour Village: Average residential property value: ~$2.8 Property tax: ~$11K
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Zero-down mortgages are making a comeback
A new zero-percent down mortgage program has been launched by a major lender, allowing buyers to pay 97% of the home's value with a first mortgage and the remaining 3% in a second mortgage. Some experts are concerned about potential risks if home prices drop, leading to homeowners being underwater. Continue to full article
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Maintain Your Home, Save on Insurance
Proper home maintenance can prevent claims and keep premiums low, and it includes cleaning gutters, maintaining sump pumps, and salting driveways in winterBundling your home, auto, and other insurance policies with the same company can lead to discounts.
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Happy Father’s Day
Approximately 2.5 billion Father's Day cards are sent each year. Neckties have become a popular traditional gift for Father's Day. "World's Greatest Dad" is a popular Father's Day phrase. Breakfast in bed is a common Father's Day treat. Wishing a fantastic Father's Day to all the dads who strive to be the best versions of…
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Happy Flag Day
Flag Day is the American flag's birthday party every June 14th! Flag Day was proclaimed in 1916 but officially recognized in 1949. Talk about a late celebration! Betsy Ross, a seamstress, sewed the first flag. Imagine if designers today made flag-inspired outfits!
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New Jersey Residents Shell out the Most in Lifetime Taxes
A recent study showed residents in New Jersey pay the highest lifetime taxes in the US. Garden State residents pay an avg of ~$987K over their lifetime.
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