Mindblown: a blog about philosophy.
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Single in NJ? Budget Stretching Required!
Despite its attractions, New Jersey is one of the most expensive places to live in the country. NJ ranks among the most expensive states for singles, significantly impacting their cost of living.
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Pros and Cons of Loans With Zero Down
You can skip the wait time required to save for a down payment and become a homeowner sooner. You'll face higher monthly payments and interest rates due to the lack of a down payment.
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Creative Ways Homebuyers Are Paying Lower Mortgage Rates
Consider an assumable mortgage to pay a lower rate by taking over the seller's existing mortgage. Loans from FHA, VA, and USDA are eligible, but most conventional loans are not due to a "due on sale" clause. Borrower must cover existing equity. Other options include paying more down, improving credit score, or opting for a…
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New Jersey Retail: Beating the Odds?
New Jersey's retail sector remains resilient due to its affluent and densely populated nature. Limited prime locations in New Jersey mean redevelopment is often the only option for expansion.
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Homebuying Interest Spikes in NJ as of Summer
The study identified New Jersey among the most sought-after US states for homebuyers by considering key economic factors.- Avg home price: $477,600 – Cost of living: $1,173
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What’s Next for Property Taxes in New Jersey?
New Jersey plans to provide $3.5B in property tax relief to residents in 2026 through Stay NJ. The governor and lawmakers added $20M to the Stay NJ budget, totaling $320M so far.
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These are the 7 most expensive Middlesex County towns to live in
Doxo's Cost of Bills Index compares monthly costs of 10 common household bills in Middlesex County. New Jersey ranks 4th most expensive in the U.S., with an average household paying $2,802 monthly. Middlesex County is the 11th most expensive in NJ, with households paying $2,789 monthly. Excluding rent or mortgage, Middlesex County is 2% below…
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NJ Stands out With Highest Foreclosure Rate
NJ stands out with the highest foreclosure rate, ~1 in every 1,939 homes receiving notices. This rate is more than double the national avg, highlighting a severe local challenge.
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New Jersey Homeownership: Beyond the Purchase Price
Homeownership in New Jersey incurs significant "hidden" costs beyond the property price, averaging ~$26K annually.These hidden costs include energy bills, maintenance, repairs, property taxes, and home insurance.
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NJ Home Prices Set to Rise in Q3
NJ Real Estate forecast predicts an increase in home prices in Q3. The forecast is based on an analysis of >500 ZIP codes across the state.
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